The Massachusetts Registry of Motor Vehicles has a state of the art website (http://massrmv.com/) which offers an array of online services which might save you a visit to the local RMV.
Following please find a listing and links for transactions you can complete online:
Registration/Title |
||
RenewalDuplicatesPlatesCheck My Status |
||
Other |
||
It makes sense to protect what you value.
You insure your car, your home, and your valuables. What about you & your family?
Without life insurance, you leave your family open to risk.
If you have a policy in place perhaps you should think about replacing or adding another.
You should review your life insurance every time a major change happens in your life – a marriage, birth of a child, purchase of a house, or starting a business.
Fortunately, life insurance can be surprisingly easy and affordable.
It may sound cliché but “life insurance isn’t for the people who die. It’s for the people who live.”
Through our network of Independent, Massachusetts Insurance Agents, Massquotes.com offers the most competitive rates from companies such as SBLI and Banner Life along with many other companies.
Please give us a call or submit a quote request if you would like to get rates or discuss.
Here in Massachusetts, it’s inevitable. Nobody likes them and they’re not a lot of fun, but every winter they keep coming and coming.
They are Ice Dams and, fortunately, they are preventable.
Ice dams are caused by the build up of ice and snow on your roof. Melting and re-freezing contributes to more snow and ice building up.
Ice Dam water damage is a covered peril on the standard Massachusetts homeowner insurance policy. Coverage, however, is subject to your MA home insurance policy deductible. Also, a homeowner insurance claim can negatively affect the premium and your insurability.
Top 10 Reasons For Getting a Quote From
www.MassQuotes.com
Call or click us today!
Massquotes.com is your Massachusetts, independent agent owned website for competitive Massachusetts auto, home & term life Insurance.
We utilize the power of numerous insurance companies to find you the best coverage and the best rates.
We will review your coverage, make coverage suggestions and give you premium options.
We will assist you with the MA Registry of Motor Vehicles.
As your MA independent insurance agent , we advocate for you at claim time or if you ever have billing questions.
To find the best Massachusetts auto, home or term life insurance rates: give us a call or click!
Halloween is around the corner and, as scary as that may be, MassQuotes offers some even scarier new driver driving statistics:
New drivers are most at risk of auto accidents because they lack the experience and maturity to make intelligent decisions at critical times.
Insurance companies know this and charge their insurance premiums accordingly.
In the spirit of safe driving, http://www.MassQuotes.com recommends new drivers form good driving habits early.
Consider these sobering statistics on teen driving:
The price of a bad decision can include injury to yourself or others, loss of life, loss of life style or loss of personal freedom.
Ways to prevent MA auto accidents
Adults can set an example by practicing safe driving habits.
Ways to keep MA auto insurance premiums for new, MA teen drivers as low as possible:
All can be factors to help lower a new driver’s MA auto insurance rates.
Please call or click us at: MassQuotes.com.
Parts 5 – 12 of the Massachusetts Auto Policy are known as “Optional Coverage.”
Let’s take a quick look see:
Part 5, Optional Bodily Injury to Others – Extends your liability protection (the basic $20,000/$40,000 limits under Bodily Injury to Others) up to the amount you purchase under this part. This option of Massachusetts Auto Insurance provides coverage for accidents beyond Massachusetts to anywhere in the United States, its territories or possessions, or Canada. This coverage also pays for damages suffered by guests in your auto.
Part 6, Medical Payments – Covers medical expenses for you, your household members and passengers, over and above amounts covered by Personal Injury Protection no matter who caused the accident. The minimum amount of Massachusetts Auto Insurance you can buy is $5,000 if insuring an automobile and $500 if insuring a motorcycle.
Part 7, Collision Coverage – Pays for collision damage to your auto, less any applicable deductible, no matter who causes the accident. If your car is financed, your lender may require this coverage as well as a particular deductible amount.
Part 8, Limited Collision – Also pays for collision damage to your car. You must not be more than 50% at fault and the owner of the other vehicle must be identified. Get limited collision with Massachusetts Auto Insurance today.
Part 9, Comprehensive Coverage – Pays for damage to or loss of your car, less any applicable deductible, resulting from perils such as fire, theft, vandalism, and striking an animal, but not collision. this coverage allows up to$ 15 a day (to a limit of$ 450) for substitute transportation (rental or other transportation costs including taxi, bus and train fare) until your stolen auto is recovered. personal property is not covered unless it is permanently installed in your car, such as a tape deck. If your car is financed, your lender may require this Mass Auto Insurance coverage.
Part 10, Subsitute Transportation – Reimburses up to $15 a day for car rental or transportation costs including taxi, bus and train fare (up to $450), while your car is undergoing collision or covered repairs. Coverage of up to $100 a day (up to a limit of $3,000) is available for an additional cost.
Part 11, Towing & Labor – Pays up to $50 for towing and labor charges each time your auto breaks down whether or not there is an accident involved. You are covered only for the on-site labor costs at the breakdown site (not any parts) needed to get your car running again. Massachusetts Auto Insurance coverage of up to $100 per disablement is available for additional cost.
Part 12, Underinsured Motorist Coverage – Pays for bodily injury damages to you, household members and passengers, unless they have a policy of their own, or are covered by an Auto Insurancepolicy of another household member with similar coverage. The accident must be caused by someone without enough bodily injury coverage. MA insurance pays you up to the difference between the total amount collected from the bodily injury liability insurance covering the owner and driver of the other car, and the limits you purchased for this coverage.
The Massachusetts private passenger auto insurance policy is comprised of 12 parts.
The first four parts are compulsory.
They are:
Part 1 – Bodily Injury to Others. On the MA auto insurance policy this mandatory coverage is always: $20,000 per person/$40,000 per accident. This amount cannot be increase or lowered. In order to better protect yourself from liability claims, consumers can purchase improved Part 5, Optional Bodily Injury to Others, coverage +/or consider Personal Liability Umbrella coverage.
Part 2 – Personal Injury Protection. Commonly referred to as “no-fault” coverage, this part of the MA auto policy will pay up to $8,000 for medical expenses, replacement services, and 75% of lost wages. Massachusetts consumers can save money by excluding yourself, or yourself and household members, from some or all of this coverage. In general, we do not recommend limiting this valuable coverage.
Part 3 – Uninsured Motorist Coverage. This compulsary coverage potects you and passengers in your vehicle against losses caused by an uninsured (or unidentified) driver. A minimum limit of $20,000 per person/$40,000 per accident is required. We recommend you carry Uninsured Motorist Coverage in the amount of your Part 5, Optional Bodily Injury to Others, coverage.
Part 4 – Property Damage Coverage. This coverage pays for damageg to naother person’s proeprty and costs associated with the loss of use of theat property, when you, or someone using your vehicle, is at-fault in the accident. Minimum coverage is $5,000 however we recommend minimum limits of, at least, $100,000.
Coming soon, The MA Auto Policy: Optional Coverage …
Our Massachusetts insurance agency gets quite a few phone calls regarding insurance coverage when renting a vehicle on vacation.
Do you need to buy additional insurance coverage when renting a vehicle?
The answer is … it depends.
The Massachusetts auto insurance policy states:
“Compulsory Bodily Injury To Others (Part 1) only covers accidents in Massachusetts. All the other Parts provide coverage for accidents and losses which happen in the United States or Canada. We consider United States territories and possessions and Puerto Rico to be part of the United States. We will pay for accidents and losses which happen while your auto is being transported between ports of the United States and Canada. Your auto is not covered in any other country.”
“Your Auto – means:
A. The vehicle or vehicles described on the Coverage Selections Page.
B. Any auto while used as a temporary substitute for the described auto while that auto is out of normal use because of a breakdown, repair, servicing, loss or destruction.
So, long story short: if you have “full” coverage for your vehicle on a Massachusetts private passenger auto policy, coverage will apply to the rental vehicle as long as you are in the United States (possessions, territories including Puerto Rico) or Canada.
