MassQuotes. Simple. Term Life Insurance.
MassQuotes is all about term life insurance. Term life offers the greatest coverage for the lowest premium and can be a great solution for financial responsibilities such as: family protection, consumer debt, dependent care, education, funeral costs and mortgages.
MassQuotes helps figure out the amount of coverage that’s right for you, at a price you can afford.
When purchasing life insurance, the question really isn’t how much you need, but how much capital your family will need at the time of your death, which depends on two variables:
- Expenses. How much will be needed at death to meet immediate obligations? This amount takes into account all final expenses: uncovered medical bills, funeral and estate-settling costs, outstanding debts, mortgage balance, and college costs to name a few.
- Income. How much future income is needed to sustain the household? This is the number you’ll arrive at after calculating the “present value” of cash-flow streams your family will need after your death.
Utilizing technology and the buying power of the masses, MassQuotes will find the best term life insurance rates, at no cost from top-rated companies in seconds.
MassQuotes. Simple. Term Life Insurance.
Once you’ve found the best rate and you’re ready to proceed, you’ll want to have the following information on hand at the time of telephone application:
- Driver’s license number and state.
- Information on existing life insurance (carrier, amount,
year issued, and beneficiary). - Amount of life insurance on spouse (if any).
- Address of employer, including zip code, and annual
- income of proposed insured.
- Name, address, Social Security number, date of birth for
all beneficiaries, and date of trust, if any. - Basic assets and liabilities.
- All medical history and family history including serious
medical problems. - Primary care physician name and address.
- Dates and reasons for seeing primary care physicians
within the last five years. - Dates and reasons for seeing other physicians/facilities
(including tests performed), within the last five years. - Medications taken over the past 10 years, including
dosage information. - Dates and times available for scheduling your medical
exam
MassQuotes. Simple. Term Life Insurance.
Call or click us today to get started.