MA Teen Drivers Auto Insurance

MA Teen Auto Insurance Discounts

Ways to keep MA auto insurance premiums for new, MA teen drivers as low as possible:

  • Number of years licensed, the longer the better.
  • driving record, the cleaner the better
  • driver’s education?
  • Full-time, good student?
  • AAA?
  • Advanced Driver Training?
  • Do you still live at home?
  • What is the value of your car?
  • Is there a lender?
  • What kind of liability limits do you carry?

All can be factors to help lower a new driver’s MA auto insurance rates.

Consider these sobering statistics on teen driving:

  • Automobile accidents are the number one killer of our nation’s youth.
  • Drivers under the age of 20 were involved in 13% of all accidents, yet they account for only 5% of all drivers.
  • 5,000 teenagers die each year from auto accidents.
  • Alcohol is responsible for almost half of all teen motor vehicle deaths.
  • 25% of all teen accidents involve speeding.
  • Half of all teenage traffic fatalities occur between 6:00 p.m. Friday and 3:00 a.m. Sunday.
  • In one year, drivers 19 and under were involved in close to 3 million motor vehicle accidents.

The price of a bad decision can include injury to yourself or others, loss of life, loss of life style or loss of personal freedom.

Ways to prevent MA teen auto accidents

  • Drive defensively. If you assume that other drivers are not as skilled and thoughtful as you are, you will instinctively become more careful and cautious when on the road.
  • Do not speed. When you speed, you have less time to react, less time to make the right decision.
  • Never drink and drive. Alcohol can seriously impair your decision-making skills and reaction time.
  • Take the keys away from friends who have been drinking.

Adults can set an example by practicing safe driving habits.