Ways to keep MA auto insurance premiums for new, MA teen drivers as low as possible:
- Number of years licensed, the longer the better.
- driving record, the cleaner the better
- driver’s education?
- Full-time, good student?
- Advanced Driver Training?
- Do you still live at home?
- What is the value of your car?
- Is there a lender?
- What kind of liability limits do you carry?
All can be factors to help lower a new driver’s MA auto insurance rates.
Consider these sobering statistics on teen driving:
- Automobile accidents are the number one killer of our nation’s youth.
- Drivers under the age of 20 were involved in 13% of all accidents, yet they account for only 5% of all drivers.
- 5,000 teenagers die each year from auto accidents.
- Alcohol is responsible for almost half of all teen motor vehicle deaths.
- 25% of all teen accidents involve speeding.
- Half of all teenage traffic fatalities occur between 6:00 p.m. Friday and 3:00 a.m. Sunday.
- In one year, drivers 19 and under were involved in close to 3 million motor vehicle accidents.
The price of a bad decision can include injury to yourself or others, loss of life, loss of life style or loss of personal freedom.
Ways to prevent MA teen auto accidents
- Drive defensively. If you assume that other drivers are not as skilled and thoughtful as you are, you will instinctively become more careful and cautious when on the road.
- Do not speed. When you speed, you have less time to react, less time to make the right decision.
- Never drink and drive. Alcohol can seriously impair your decision-making skills and reaction time.
- Take the keys away from friends who have been drinking.
Adults can set an example by practicing safe driving habits.