Massachusetts Life Insurance

Massachusetts Life Insurance

Do you have a Massachusetts life insurance policy already in effect?

If so, you may want to re-apply.

Term life insurance rates are extremely low right now.

If you can get in a more preferred category, extend your policy term, and pay less money, then it may be worth the effort (application & medical exam etc.) to re-apply.

It makes sense to protect what you value.

You insure your car, your home, and your valuables. What about you & your family?

Without life insurance, you leave your family open to risk.

If you have a policy in place perhaps you should think about replacing or adding another.

You should review your life insurance every time a major change happens in your life – a marriage, birth of a child, purchase of a house, or starting a business.

Fortunately, life insurance can be surprisingly easy and affordable.

It may sound cliché but “life insurance isn’t for the people who die. It’s for the people who live.”

Through our network of Independent, Massachusetts Insurance Agents, offers the most competitive rates from companies such as SBLI and Banner Life along with many other companies.

Please give us a call or submit a quote request if you would like to get rates or discuss.

MassQuotes: Term Life Insurance


noun: term life insurance

life insurance that pays a benefit in the event of the death of the insured during a specified term.

MassQuotes utilizes the technology of the internet and the buying power of the masses to find you the best term life insurance.

MassQuotes compares term life insurance rates at no cost from top-rated companies in seconds.

We believe term life insurance offers the greatest coverage for the lowest premium and can be a great solution for financial responsibilities such as: family protection, consumer debt, dependent care, education, funeral costs and mortgages.

MassQuotes will help you figure out the amount of coverage that’s right for you at a price you can afford.

The typical process for applying for term life insurance online at the most competitive rates available is:

  1. Shop Rates & Request Application. Once you find a policy that is right for you, request an application, at which point a licensed life insurance professional will call you to answer questions and start your formal application.
  2. Application. Complete and sign your entire life insurance application. Use this checklist to help gather additional information your life insurance company may need about you and your health.
  3. Medical Exam. Complete a brief medical exam to confirm your health. The exam is done with an examiner who is paid for by the insurance company or licensed insurance professional and can be completed where ever and when ever convenient for you. View tips.
  4. Review. Wait for your insurance company to review your application and medical information to confirm qualification and rate. This review typically takes 2-8 weeks, depending on your insurance company.
  5. Approval. Once the insurance company has approved your application, your policy will be delivered to you, along with any additional requirements needed, in order to activate your coverage.
  6. Free-Look Period. Most policies offer a Free-Look period.

Reminder: Life insurance isn’t for the person that dies, it’s for the people that live.