Often overlooked on the MA auto insurance policy are Parts 3 & 12, Uninsured & Underinsured Motorist Coverage.
These limits are important. So important, we recommend coverage be equal to your Part 5 coverage which, hopefully, is at least $100,000 per person/ $300,000 per accident.
Uninsured & Underinsured coverage protects you and occupants from other drivers. Coverage also extends to you and household members involved in an accident as a pedestrian.
A recent report from the Insurance Research Council (IRC) shows that there is a remarkable correlation between unemployed and being uninsured.
Please call to discuss your Uninsured Motorist and Underinsured Motorist coverage limits.