As a Massachusetts Independent Insurance Agency, over the past 40 years we’ve seen many changes including:
- State-set auto insurance rates have gone and come and gone again.
- Likewise, insurance companies have come and gone and come again.
Allstate Insurance left the MA auto insurance marketplace in 1987 because of the state-set auto insurance rate-making process.
Recently Allstate has come back to Massachusetts opening an office in North Andover, MA.
Allstate agents are captive agents. Similar to Liberty Mutual, State Farm, and Amica agents, the only write insurance products for one company.
Unlike our Massachusetts Independent Insurance Agency, they do not shop your insurance with multiple companies.
For many MA consumers, the new insurance landscape has provided savings and improved insurance programs, such as: accident forgiveness & disappearing deductibles.
However, for many disenfranchised, the new system can be extremely penal with companies requiring 100% annual premium payment for those with cancelled policies (& financial troubles). Some consumers are left with the troubling choice of financing their annual insurance or risking severe penalties (& registration revocation) letting their insurance cancel.
Your MA Independent Agent will be able to show you what your best options are for Massachusetts Auto Insurance.
Call or click us for your free, no obligation MA insurance review.
We will try to help you!