Have you been found “at-fault” in a Massachusetts auto accident?

Have you received the MA surcharge notice?

If so, this means the insurance company found you more than 50% at-fault and paid out more than $500 in damages.

Less than $2,000 paid out results in a 3 point (minor accident) surcharge.

More than $2,000 results in a 4 point (major accident) surcharge.

If you believe you were less than 50% at-fault in the accident, then MassQuotes recommends you appeal the surcharge.

Unlike insurance companies, the Massachusetts Board of Appeal takes into consideration other contributing factors, such as: road condition (icy, wet, snow-covered), visibility, other vehicle erratic driving, etc.

The Board of Appeal tells us it is presently taking about 9 months before consumers receive the hearing date. The cost to appeal is a non-refundable $50.

Once the hearing date is received you can: appear in person, submit a written statement, or select someone to appear on your behalf.

Appeal hearings are scheduled in:  Boston, Brockton, Peabody, Plymouth, Somerville, Waltham, or Worcester.

If you decide to appeal your surcharge: good luck.

(If you win, you can thank us by getting a quote!)