Home Insurance Renewal Checklist

MassQuotes Things to think about

Is your Massachusetts homeowner insurance policy renewing? Do you have the right coverage? Are you getting the best value?

Our independent, MA insurance agency has put together a homeowner insurance renewal checklist for items to review as your policy renews:

  • Do you own jewelry, furs or watches with values over $1,000?
  • Do you own silverware with a total value of over $2,500?
  • Do you have a collection of valuables, including: coins, stamps or other?
  • Do you own any of the following: Musical Instruments, Fine Arts or Antiques, Camera Equipment, Sports Equipment, Personal Computer?
  • Do you own a boat?
  • Is there a trampoline on your property?
  • Do you have any tools, equipment or other property used in your business or occupation?
  • Would you like your insurance to provide: Replacement Cost Protection on your Dwelling, on your Personal Property, Credit Card/forgery protection, Ordinance or Law coverage, Earthquake coverage?
  • Flood is not a covered loss on a homeowner policy. Would you like to obtain rates for flood insurance? Also excluded from coverage are such things such as: rot, mold, mildew or animal/vermin/insect damage.
  • Do you have personal liability Umbrella Coverage?
  • Have you packaged your home insurance with your auto insurance carrier?
  • When’s the last time your Agent reviewed your coverage?

Give us a call (or a click) an we would love the opportunity to review your Massachusetts home insurance coverage.