Happy Thanksgiving – Turkey Frying Safety Tips

Happy Thanksgiving! This happens to be our own, personal favorite holiday of the year. No work, food and family. No pressure of gifts and a built-in excuse, no, obligation, to go for second or third helpings, desserts (plural), and authorized nap. Seriously, what could be better?

The US Fire Administration reports over 4,000 Thanksgiving Day fires each year related to turkey frying accidents.

Turkey Frying Safety Tips:

1. Turkey fryers should always be used outdoors and a safe distance from buildings and flammable materials.

2. Do not use your turkey fryer in a garage or on a wooden deck.

3. Use your turkey fryer on a flat surface to reduce accidental tipping.

4. Never leave your fryer unattended, if you do not watch carefully, the oil can continue to heat until catching fire.

5. Do not let children or pets near the fryer even if it is not in use. The oil can remain dangerously hot hours after use.

6. Do not overfill the fryer.

7. Use well-insulated potholders or oven mitts and wear safety goggles to protect your eyes from oil splatter.

8. Make sure the turkey is completely thawed! Oil and water do not mix, and water causes oil to spill over causing a fire or even an explosion hazard.

9. The National Turkey Federation (NTF) recommends thawing the turkey in the refrigerator approximately 24 hours for every five pounds in weight.

10. Keep a fire extinguisher nearby.

11. Never use water to extinguish a grease fire!

Shop for Massachusetts Auto, Home & Life Insurance

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Winter Insurance Claim Prevention

 

If our Massachusetts pre-Halloween 2011 “trick or treat” snowstorm was any indication of the winter to come, it’s probably a good time to mention some prevention tips:

  • Maintain gutters. Removing leaves, acorns, sticks & debris from gutters so that snow & ice can drain properly can help prevent dreaded ice dams.
  • Trim trees & remove dead branches. Ice, snow & sin can cause weak trees or branches to break damaging your home, car or injuring someone.
  • Check insulation. Add extra insulation to attics, basements and crawl spaces. If too much heat escapes through the attic it can cause snow or ice to melt on the roof. Water re-freezing causes more snow & ice to build up resulting in collapsed roofs & ice dams. Ideally, the attic should be five to ten degrees warmer than the outside air.
  • Keep your home warm. The temperature in your house should be at least 65 degrees. The temperature inside the walls where the pipes are located is colder than the walls themselves.

Term Life Insurance

 

Term Life Insurance offers the most family protection for the least amount of money.

As people live longer, the cost of term life insurance continues to go down.

If you need life insurance, now may be the time to apply.

If you have a policy, it may be worthwhile to apply for a new term. You may be able to extend your term while keeping your premium the same, or less.

For consumer rate-comparison purposes, following please find sample super-preferred, non-smoking term life insurance illustrations:

Him:   Age 28 as of July, 2011

$500,000 face value, 20 year term: $245 annual   (30 year term: $370)
$1M face value, 20 year term: $425 annual     (30 year term: $665)
$2M face value, 20 year term: $785 annual   (30 year term: $1,265)
 
Her:   Age 27 as of July, 2011
$500,000 face value, 20 year term: $215     (30 year term: $300)
$1M face value, 20 year term: $365     (30 year term: $535)
$2M face value, 20 year term:  $665     (30 year term: $1,005)
 
Please call or click us today to get get your free term life insurance quote.